:root{
--white:#ffffff;--green:#1d7a4d;--green-d:#155e3a;--blue:#1a4f8a;--blue-d:#123a68;
--gray-d:#2b3138;--gray-l:#eef2f0;--text:#2b3138;--mute:#5a6570;--line:#e2e7ea;
--maxw:1200px;--radius:12px;--shadow:0 2px 14px rgba(20,40,30,.07);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Segoe UI',system-ui,-apple-system,Roboto,Arial,sans-serif;
color:var(--text);background:var(--white);line-height:1.7;font-size:16px}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{line-height:1.25;color:var(--gray-d);text-wrap:balance}
h1{font-size:2.15rem;margin:.2em 0 .5em}
h2{font-size:1.6rem;margin:1.4em 0 .5em}
h3{font-size:1.2rem;margin:1.2em 0 .4em}
p{text-wrap:pretty}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
.btn{display:inline-block;background:var(--green);color:#fff;padding:12px 26px;border-radius:8px;
font-weight:600;border:none;cursor:pointer;transition:.15s}
.btn:hover{background:var(--green-d);text-decoration:none;color:#fff}
.btn-blue{background:var(--blue)}.btn-blue:hover{background:var(--blue-d)}
.btn-lg{padding:15px 34px;font-size:1.05rem}

/* NAV — high z-index to beat third-party leadapi embeds */
header.nav{position:sticky;top:0;z-index:2147483000;isolation:isolate;
background:var(--white);border-bottom:1px solid var(--line);box-shadow:0 1px 8px rgba(0,0,0,.05)}
.nav-inner{max-width:var(--maxw);margin:0 auto;display:flex;align-items:center;flex-wrap:nowrap;gap:8px;padding:10px 20px}
.logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:1.22rem;color:var(--green-d)}
.logo:hover{text-decoration:none}
.logo img{width:30px;height:30px}
.logo span b{color:var(--blue)}
.navlinks{display:flex;align-items:center;gap:4px;margin-left:18px;flex-wrap:nowrap;flex:1 1 auto;min-width:0}
.navlinks a{color:var(--gray-d);padding:9px 12px;border-radius:7px;font-weight:500;font-size:.97rem;white-space:nowrap}
.navlinks a:hover{background:var(--gray-l);text-decoration:none}
.navlinks a.active{color:var(--green-d);font-weight:700}
.dd{position:relative}
.dd>button{background:none;border:none;font:inherit;color:var(--gray-d);cursor:pointer;white-space:nowrap;
padding:9px 12px;border-radius:7px;font-weight:500;display:flex;align-items:center;gap:4px}
.dd>button:hover{background:var(--gray-l)}
.dd-menu{position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);
border-radius:10px;box-shadow:var(--shadow);min-width:230px;padding:6px;display:none;z-index:5}
.dd:hover .dd-menu,.dd:focus-within .dd-menu{display:block}
.dd-menu a{display:block;padding:9px 12px;border-radius:7px;color:var(--gray-d);font-size:.95rem}
.dd-menu a:hover{background:var(--gray-l);text-decoration:none}
.nav-spacer{flex:1 1 60px;min-width:40px}
.nav-cta{margin-left:auto;flex:0 0 auto;white-space:nowrap}
.burger{display:none;margin-left:auto;background:none;border:none;cursor:pointer;padding:8px}
.burger span{display:block;width:24px;height:2px;background:var(--gray-d);margin:5px 0}

/* HERO */
.hero{background:linear-gradient(135deg,#f4faf6 0%,#eef4fb 100%);padding:0}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:center;padding:52px 0}
.hero h1{font-size:2.5rem}
.hero .lead{font-size:1.15rem;color:var(--mute);margin-bottom:22px}
.hero-img{border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}
.hero-badges{display:flex;gap:18px;flex-wrap:wrap;margin-top:20px}
.hero-badge{background:#fff;border:1px solid var(--line);border-radius:10px;padding:10px 16px;font-size:.9rem}
.hero-badge b{color:var(--green-d);font-size:1.2rem;display:block}

/* FORM under hero */
.form-zone{background:var(--white);border:1px solid var(--line);border-radius:16px;
box-shadow:var(--shadow);padding:26px;position:relative;z-index:1;isolation:isolate;clear:both}
.form-zone h2{margin-top:0}

/* layout with sidebar */
.main-grid{display:grid;grid-template-columns:1fr 320px;gap:40px;padding:44px 0}
@media(max-width:960px){.main-grid{grid-template-columns:1fr}}
article.content h2{border-bottom:2px solid var(--gray-l);padding-bottom:6px}
article.content img.inline{float:right;width:280px;margin:6px 0 18px 24px;border-radius:12px;box-shadow:var(--shadow)}
article.content img.inline-l{float:left;width:280px;margin:6px 24px 18px 0;border-radius:12px;box-shadow:var(--shadow)}
article.content img.img-center{display:block;float:none;width:320px;max-width:100%;margin:22px auto;border-radius:12px;box-shadow:var(--shadow);clear:both}
@media(max-width:600px){article.content img.inline,article.content img.inline-l{float:none;width:100%;margin:16px 0}}

/* SIDEBAR */
aside.side{display:flex;flex-direction:column;gap:16px}
.sbox{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:16px 18px;box-shadow:var(--shadow)}
.sbox h3{margin:0 0 10px;font-size:1.05rem;color:var(--green-d)}
.sbox.accent{background:linear-gradient(135deg,var(--green),var(--green-d));color:#fff;border:none}
.sbox.accent h3{color:#fff}
.sbox.accent a{color:#fff;text-decoration:underline}
.rating-big{font-size:2.4rem;font-weight:800;color:var(--green-d);line-height:1}
.stars{color:#f5a623;letter-spacing:2px;font-size:1.1rem}
.sbox ul{margin:0;padding-left:18px}.sbox ul li{margin:6px 0}
.side-link{display:block;padding:7px 0;border-bottom:1px solid var(--line);color:var(--gray-d)}
.side-link:last-child{border:none}
.progress{background:var(--gray-l);border-radius:20px;height:9px;overflow:hidden;margin:6px 0 2px}
.progress>i{display:block;height:100%;background:var(--green)}

/* CARDS */
.cards{display:grid;gap:22px;clear:both}
.cards.c3{grid-template-columns:repeat(3,1fr)}
.cards.c2{grid-template-columns:repeat(2,1fr)}
@media(max-width:720px){.cards.c3{grid-template-columns:1fr}}
@media(max-width:560px){.cards.c2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:var(--shadow);transition:.16s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-3px);box-shadow:0 8px 22px rgba(20,40,30,.12)}
.card-img{aspect-ratio:3/2;overflow:hidden}
.card-img img{width:100%;height:100%;object-fit:cover}
.card-body{padding:16px 18px;flex:1;display:flex;flex-direction:column}
.card-body h3{margin:0 0 8px;font-size:1.12rem}
.card-body h3 a{color:var(--gray-d)}
.card-meta{font-size:.82rem;color:var(--mute);margin-top:auto;padding-top:10px}
.tag{display:inline-block;background:var(--gray-l);color:var(--green-d);font-size:.72rem;font-weight:700;
padding:3px 10px;border-radius:20px;text-transform:uppercase;letter-spacing:.4px;margin-bottom:8px}

/* amount cards (3 per loan page) */
.amt-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0;clear:both}
@media(max-width:640px){.amt-cards{grid-template-columns:1fr}}
.amt{border:2px solid var(--line);border-radius:14px;padding:22px;text-align:center;background:#fff;transition:.15s}
.amt:hover{border-color:var(--green);box-shadow:var(--shadow)}
.amt .n{font-size:2rem;font-weight:800;color:var(--green-d)}
.amt .l{color:var(--mute);font-size:.9rem;margin:6px 0 14px}

/* compare table */
.cmp{width:100%;border-collapse:collapse;margin:20px 0;font-size:.93rem;clear:both}
.cmp th,.cmp td{border:1px solid var(--line);padding:11px 13px;text-align:left;vertical-align:top}
.cmp th{background:var(--gray-l);color:var(--gray-d);font-weight:700}
.cmp tr:nth-child(even) td{background:#fafcfb}
.cmp .nm{font-weight:700;color:var(--green-d)}

/* breadcrumb */
.crumb{font-size:.85rem;color:var(--mute);padding:14px 0}
.crumb a{color:var(--mute)}.crumb b{color:var(--gray-d)}

/* CTA zone */
.cta-zone{background:linear-gradient(135deg,var(--blue),var(--blue-d));color:#fff;padding:48px 0;text-align:center;margin-top:40px}
.cta-zone h2{color:#fff}.cta-zone p{color:#dbe6f3;max-width:640px;margin:0 auto 22px}
.cta-zone .btn{background:#fff;color:var(--blue-d)}.cta-zone .btn:hover{background:var(--gray-l)}

/* reviews */
.rev{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;box-shadow:var(--shadow)}
.rev .top{display:flex;align-items:center;gap:12px;margin-bottom:8px}
.rev .avatar{width:44px;height:44px;border-radius:50%;background:var(--green);color:#fff;display:flex;
align-items:center;justify-content:center;font-weight:700;font-size:1.1rem}
.rev .who b{display:block}.rev .who span{font-size:.8rem;color:var(--mute)}
.rev-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;clear:both}
@media(max-width:640px){.rev-grid{grid-template-columns:1fr}}

/* faq */
.faq{clear:both}
.faq details{border:1px solid var(--line);border-radius:10px;margin:10px 0;padding:0;background:#fff}
.faq summary{padding:15px 18px;font-weight:600;cursor:pointer;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';position:absolute;right:18px;color:var(--green);font-weight:700}
.faq details[open] summary::after{content:'\2212'}
.faq details>div{padding:0 18px 16px}

/* author box */
.author{display:flex;gap:14px;align-items:center;background:var(--gray-l);border-radius:12px;padding:16px 18px;margin:26px 0}
.author .ini{width:52px;height:52px;border-radius:50%;background:var(--blue);color:#fff;display:flex;
align-items:center;justify-content:center;font-weight:700;font-size:1.3rem;flex:0 0 auto}
.author b{color:var(--gray-d)}.author .role{font-size:.85rem;color:var(--mute)}
.social{display:flex;gap:8px;margin-top:6px}
.social a{width:30px;height:30px;border-radius:50%;background:#fff;border:1px solid var(--line);
display:flex;align-items:center;justify-content:center;font-size:.85rem;color:var(--blue)}
.reviewed{font-size:.85rem;color:var(--mute);border-left:3px solid var(--green);padding-left:12px;margin:18px 0}

/* related */
.related{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:20px;clear:both}
@media(max-width:560px){.related{grid-template-columns:1fr}}

/* calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:var(--shadow)}
.calc label{display:block;font-weight:600;margin:14px 0 6px}
.calc input[type=range]{width:100%}
.calc .val{font-size:1.4rem;font-weight:800;color:var(--green-d)}
.calc .result{background:var(--gray-l);border-radius:12px;padding:18px;margin-top:18px;text-align:center}
.calc .result .big{font-size:2rem;font-weight:800;color:var(--blue)}

/* footer */
footer.ft{background:var(--gray-d);color:#c8d0d6;padding:44px 0 20px;margin-top:0}
footer.ft h4{color:#fff;font-size:1rem;margin:0 0 14px}
.ft-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
@media(max-width:820px){.ft-grid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.ft-grid{grid-template-columns:1fr}}
footer.ft a{color:#c8d0d6;display:block;padding:4px 0}
footer.ft a:hover{color:#fff}
.ft-brand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:1.2rem;color:#fff;margin-bottom:12px}
.ft-brand img{width:28px;height:28px}
.disclosure{font-size:.8rem;color:#8a949d;border-top:1px solid #3a424b;margin-top:30px;padding-top:18px}
.copyright{text-align:center;font-size:.82rem;color:#8a949d;margin-top:14px}

/* scroll to top */
#toTop{position:fixed;right:20px;bottom:20px;width:46px;height:46px;border-radius:50%;background:var(--green);
color:#fff;border:none;cursor:pointer;font-size:1.3rem;box-shadow:0 4px 14px rgba(0,0,0,.25);
display:none;z-index:2147482000;align-items:center;justify-content:center}
#toTop:hover{background:var(--green-d)}

@media(max-width:980px){
.hero-grid{grid-template-columns:1fr;padding:34px 0}
.hero h1{font-size:2rem}
.burger{display:block}
.navlinks{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;
align-items:stretch;padding:10px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
.navlinks.open{display:flex}
.dd-menu{position:static;display:block;box-shadow:none;border:none;padding-left:14px;min-width:0}
.nav-cta{margin:8px 0 0}
.nav-spacer{display:none}
}